Licensing and codes
Tennessee requires a contractor license from the Board for Licensing Contractors for prime contractors on projects of $25,000 or more, and for electrical, mechanical, plumbing, HVAC and roofing subcontractors at the same threshold. Nine counties, including Davidson, Knox, Hamilton and Shelby, also require a home improvement license for jobs from $3,000 to under $25,000.
Since 2009 the State Fire Marshal has enforced statewide standards for one- and two-family homes. A local government can opt out by a two-thirds vote, renewed after each local election, and in opt-out areas a state building permit is required. Our Tennessee land guide covers water and taxes.
Karst and sinkholes
The U.S. Geological Survey reports that soluble carbonate rock underlies most of Middle Tennessee and large areas of East Tennessee. That is karst country: sinkholes, sinking streams and groundwater that moves through rock conduits. The state environment department notes that contaminants in these limestone aquifers can travel across a whole system in hours or weeks, and that surface water enters directly through sinkholes.
For a bunker, karst means geotechnical borings before siting, no construction over or beside sinkholes, and surface drainage carried well away from the structure.
Tornadoes
The National Weather Service in Nashville reports that two thirds of Middle Tennessee tornadoes occur from March through May, with a second peak in November. In the Memphis area, most tornado deaths have happened after dark. An underground shelter engineered to FEMA's 250 mph safe room criteria protects a household asleep in the house above, provided it is anchored against groundwater and kept out of any flood path.
Earthquakes
Tennessee has two seismic zones. The New Madrid zone, which includes northwest Tennessee, produced earthquakes of magnitude 7 to 8 in 1811 and 1812, and the U.S. Geological Survey estimates a 25 to 40 percent chance of a magnitude 6 or larger there in the next 50 years. The East Tennessee Seismic Zone, about 300 kilometers long, has the second highest release of seismic strain energy east of the Rockies. Shelters in either zone are engineered for it.
Radon
The Tennessee Department of Environment and Conservation reports radon at or above the action level in every county, more often in East Tennessee, with about one in four free test kits coming back above 4 picocuries per liter. Every bunker we build in Tennessee gets mitigation and a test before use.
Frost and septic
Frost is shallow by Mountain West standards: Knox County's adopted residential amendments list 12 inches. Septic permits are issued by TDEC's Division of Water Resources after a state site evaluation. In karst, the drain field location is as important as the shelter's, and fixtures below the septic line get an ejector pump.
How we build in Tennessee
We look on the Cumberland Plateau and in the rural middle and east of the state, away from growing metro corridors and the New Madrid zone. The bunker is sited after borings rule out sinkholes, engineered as the household's tornado shelter, and fitted with radon mitigation from the start.
Escape openings
The International Residential Code, which these states and most of their counties build from, has a Section R310 that requires an emergency escape and rescue opening in basements and in every sleeping room below grade. A bunker is designed around that from the start: a second way out, sized and protected so it can be opened from inside after a storm, a fire or a collapse at the main entry. Some states amend R310, Utah among them, so we confirm the local version for each site.
Questions
Do I need a licensed contractor to build a bunker in Tennessee?
For projects of $25,000 or more, yes: the prime contractor and the major trades must be licensed by the state board.
Can you build underground on karst?
Often, but only after borings show where the voids and sinkholes are. We never build over or beside a sinkhole and carry drainage away from the structure.
Does a Tennessee bunker need radon mitigation?
We treat it as required. The state has found radon at the action level in every county.
- Tennessee Commerce: Who must be licensed
- Tennessee: Home improvement licensing
- UT CTAS: Building codes in Tennessee
- Tennessee Fire Marshal: Opt-out jurisdictions
- USGS: Karst areas of Tennessee
- TDEC: Groundwater quality report (2016)
- NWS Nashville: Tornado climatology
- NWS Memphis: Severe weather climatology
- FEMA: Safe room design criteria (recovery advisory)
- USGS: New Madrid Seismic Zone
- USGS: Eastern Tennessee Seismic Zone
- TDEC: Radon
- Knox County: IRC amendments
- TDEC: Subsurface sewage FAQ
- ICC: 2021 International Residential Code, Section R310
This page is general information, current to October 2026. It is not engineering or legal advice. Codes, snow loads and frost depths are set locally and change; we confirm every requirement for a specific Tennessee parcel with the responsible jurisdiction before design.